www.centennialsalesteam.com
- Homepage
- About Us
- Contact Us
- Employment
- Finding Your New Home
- Home Purchase
- Home Rate & Term
- Legal
- Licensing
- LQB Consumer Portal
- Online Forms
- Pre-Qualify
- Privacy Policy
- Rate Disclaimer
Mortgage Library
- Mortgage Calculators
- Credit Related Articles
- Mortgage Basics - List of Mortgage Topics
- Mortgage Terminology
- Va Loans
- Mortgage Refinance
- Fha Loans
- Real Estate Appraisals
- Home Foreclosure
- Closing Costs
- Private Mortgage Insurance
- Mortgage Application Checklist
- Loan Programs
- Credit Report
- Denied Credit
- Credit Scoring
- Credit Bureaus
- What's In My Credit Report?
- Credit Scoring Uses
- Credit Scoring Model
- Improve Credit Score
- Fair Credit Reporting Act
- Credit Scoring Reliability
- VA Loan Benefits
- Multiple VA Loans
- Applying for a VA Loan
- VA Loan Disadvantages
- What is a VA Loan
- VA Approved Properties
- Who is Eligible for a VA Loan
- Refinance Cost
- Refinancing Before Moving
- What are Loan Points
- Late Credit Card Payments
- Choosing Lender
- Finding Best Mortgage Deal
- When to Refinance
- Lock Interest Rate
- Points to Lower Interest Rate
- Credit Impact on Loan Qualification
- Bankruptcy and FHA Loans
- What is an FHA Loan
- Documents Needed for FHA Loans
- What Can I Afford
- Fha Versus Conventional Loans
- Determining Property Market Value
- Another Mortgage Company
- Assisting the Appraiser
- Appraisal Methods
- What is an Appraisal
- Why Get An Appraisal
- Who Owns the Appraisal
- Avoiding Foreclosure
- Temporary Problems
- Long Term Problems
- What is Foreclosure
- Missed Mortgage Payment
- What is RESPA
- What Happens at Closing
- Statutory Costs
- Third Party Costs
- Up Front Expenses
- Finance And Lender Charges
- PMI Cost
- Applying for PMI
- How PMI is Paid
- What Is Pmi
- How PMI Works
- PMI Companies
- History of Pmi
- Cancellation Of Pmi
- PMI and Larger Loans
- VA Loans
- FHA Loans
- Hybrid ARMs
- HARP 2 Refinance
- Balloon Mortgages
- Components Of ARMs
- Reverse Mortgages
- Fixed Rate Mortgages
- Best Program For You
- Interest Only Mortgages
- ARM Commonly Used Indexes
- Adjustable Rate Mortgages
- Graduated Payment Mortgages
- FAQ
- Truth In Lending
- Should I Lock Rate
- Loan Process
- Privacy Policy
Blog
- Blog - How to Buy a Home with Low Income: Yes, It’s Possible!
- Blog - Affordable Homeownership: 6 Questions to Help Lower Costs
- Blog - Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
- Blog - Why It Might Be Time to Trade Living with Your Parents for a Place of Your Own
- Blog - Mortgage Rates, Inflation, and a Buyer-Friendly Market: How to Navigate Your Next Home Purchase
- Blog - What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
- Blog - Debunking Scary Myths About Buying a Home
- Blog - How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
- Blog - Is Now the Right Time to Refinance Your Mortgage?
- Blog - The Surprising Factors That Could Make Your Home Worth More!
- Blog - How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
- Blog - Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
- Blog - Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
- Blog - How to Dodge the Top 3 Mortgage Blunders in Today’s Market
- Blog - The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
- Blog - 2025 Real Estate Forecast: The Surprising Truth About Buying Now!
- Blog - Locking In Your Mortgage Rate: Why and When to Lock it
- Blog - Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing
- Blog - Busting the Biggest Myths About Buying a Home in 2024
- Blog - Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained
- Blog - New vs. Existing: Why a Newly Built Home Could Be the Better Deal
- Blog - Navigating Refinance Appraisals with Confidence
- Blog - Tax Deductibility of Home Equity Loans in 2024
- Blog - Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
- Blog - Understanding Your FICO Score: Key to Better Home Loan Rates
- Blog - The Biggest Mistakes Potential Homebuyers are Making Right Now
- Blog - Avoid These 5 Expensive Kitchen Mistakes When Buying Your First Home
- Blog - Understanding Hazard Insurance: What Homeowners Need to Know
- Blog - Tips for Buying a Home at a Lower Cost
- Blog - 9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!